나무증권-NH투자증권 MTS

Investment and everyday life,

Start simple and smart!

### 1. Main services

◼︎ 24-hour overseas stocks

Anytime you want, Korea’s first 24-hour overseas stock market!

Online trading in 9 countries! Currency exchange available in 20 countries!

It is convenient because you can transact in Korean Won without having to exchange money in advance.

◼︎ Accumulated investment

What if you pay the desired amount to the tree as a savings account for the desired period?

It automatically buys stocks and ETFs and builds them up.

Since you consistently buy a set amount, the risk is low!

◼︎ My Dividend Service

Want to receive reliable dividends from the tree?

Check the dividend schedule and information of your stocks in My Dividend,

Create your own dividend stock portfolio!

◼︎ Direct indexing

What if I want to create my own index and invest in it?

Check the NH expert recommendation index,

You can create your own index and construct your own stock portfolio.

◼︎ Namu Members

Premium paid membership service for 2,900 won per month! First month free!

Useful domestic and overseas stock reports provided!

Fee discount benefits! NamuXSampro video content!

### 2. New features

◼︎ Turn your child into an economic expert and open a child account

Easily open and manage your child's account non-face-to-face!

You can gift investments and stocks to your child.

Instill economic concepts and investment mindset from a young age!

◼︎ All my scattered assets at a glance, asset diagnosis

It's a really good service, but there's no way to explain it.

When linking My Data, products from other companies are also analyzed.

We provide customized portfolios that take your investment tendencies into consideration!

◼︎ Widgets that you encounter every time you turn on the screen

Want to check information right on the background screen?

You can check the indices and stocks registered in your interest group!

Depending on the rate of return, various characters will appear and let you know!

### 3. Learn more

◼︎ Collect stocks

Do you want to invest as little as 1,000 won per day?

You can automatically purchase as specified on a daily, weekly, or monthly basis.

Collect stocks with love!

◼︎ Brokered ISA

Do you know an all-purpose tax-saving account that anyone can open?

If you want to save a lump sum, start with a brokerage ISA first.

It is convenient because only actual profits are taxed and various investments can be made in one account.

◼︎ Public offering stock calendar

Do you want to invest in a newly listed company?

Check out the guide for those who are new to public offering, as well as the upcoming subscription schedule.

Receive notifications so you don't miss the public offering schedule!

◼︎ Noah, a chatbot that answers your questions 24 hours a day

What if you have questions while using the app?

We provide information on securities terminology, investment news, public offering schedule, ongoing events, etc.

The more you use it, the smarter you become!

◼︎ Want to know more about Namu Securities?

- Website: https://www.mynamuhbegin.com/

- Instagram: https://www.instagram.com/namuh_official/

- YouTube: https://youtube.com/@nhinvest_login

### 4. System Requirements

◼︎ OS version

You must use Android OS 5.0 or higher.

** If you are using a smartphone with Android OS version 6.0 or lower, full access permissions may be required. If you upgrade the Android OS to version 6.0 or higher, the access permissions agreed to in the existing app will not change, so you must delete and reinstall the app to reset the permissions.

** If you are using a smartphone with Android OS 6.0 or higher, you can individually select whether or not to agree to access permissions by going to Phone Settings > Application Manager > Namu Securities > Permissions screen.

◼︎ Information on app permissions and purpose of use

- Files and media [storage space] (required): item information, screen files, user settings, etc.

- Collection/use of mobile phone number information (required): identity verification, certificate issuance/management, device information confirmation, customer center connection

- Installed apps (required): Prevent electronic financial accidents by detecting installed threat apps

- Camera (optional): Take a photo of your ID card when opening an online account

- Location (optional): Check current location information when opening an online account or searching for a branch.

- Permissions displayed above other apps (optional): Use visible ARS

- Contact information (optional): Link contact information when gifting stocks

** Even if you do not use the optional access rights, you can use the service except for those rights.

### 5. Others

- To provide services such as customer verification and notifications, the mobile phone number and device ID are transmitted and stored on our server when logging in.

- This app displays informational or commercial mobile content provided by the other party on the call. For this purpose, we provide your phone number and app push information to Colgate Co., Ltd.

- Provided features: Call-related screen service (visible ARS)

- Retention and use period: Until the provider’s consent is withdrawn

- Refusal of provision/withdrawal of consent: 080-135-1136 (free)

[Investor Note]

* Before investing, be sure to listen to the explanation and read the terms and conditions of the product description.

* This financial product is not protected under the Depositor Protection Act.

* Principal loss (0~100%) may occur due to asset price fluctuations, exchange rate fluctuations, credit rating downgrade, etc. and may be attributed to the investor.

* Domestic stock trading commission 0.01~0.50% (based on 3 decimal places, online standard), overseas stock trading commission 0.25% (US, online standard, different by country), other commissions/expenses refer to website

* [Brokerage-type ISA] Investors directly manage the products being managed

* [Brokerage-type ISA] Additional tax for special taxation in case of early termination or notification of ineligibility by the National Tax Service

* [Brokerage-type ISA] Taxation standards and methods may change in the future

* [Brokerage-type ISA] This personal comprehensive asset management account (ISA) is protected up to "50 million won" per person (sum of protected products for each operating financial product sales company) only for financial products operated as subject to deposit protection in accordance with the Depositor Protection Act.